GoGreen Lending offers Home Improvement Finance and funding for Energy Efficiency Upgrades through real estate mortgage loans whether to purchase a home or refinance an existing mortgage. GoGreen Lending helps homeowners transform 'As-Is" real estate into comfortable, healthy homes. PURCHASE + up to $15,000 EEM FHA Energy Efficient Mortgage allows up to $15,000 to be added to a home purchase loan for 'cost effective' energy efficient upgrades: insulation, windows, heating/air conditioning, ducts replacement or air sealing. Your purchase loan and EEM funds are rolled into a single fixed rate 1st mortgage - the lowest rates available. Work is done after you own your home. FHA 203k Streamline - up to $35,000 Upgrade Budget FHA Improvement Loan allows up to a $35,000 budget for 'cosmetic' repairs and/or energy efficiency improvements. Kitchen, bath, roof, electric, plumbing, carpet, even free-standing appliances (and more) can be financed into a low monthly mortgage payment. Interest rates competitive with other available mortgages. Good for home purchase or refi. Or combine these programs (up to $50,000) in our GoGreen Hybrid Loan if project includes energy efficiency upgrades. With so many distressed properties for sale in "As-Is" condition and so few options for existng homeowners to finance a remodel (except for higher rate 'same as cash' programs), these loan products or a regular 'cash out' refinance are great tools to transform distressed homes. We understand at GoGreen Lending. We are certified Green Building Professionals, EEM/203k Specialists, and certified in sustainable building science. We work with like-minded Certified Contractors and Home Performance Assessors. We can secure the financing for a home remodel or purchase, arrange for a Home Energy Rating Survey (HERS report), BPI Building Analyst Whole House Assessment or simple Remodel Project Budgets. Located in Southern CA we offer homeowner or real estate professional workshops on energy efficiency improvements, the CA HERS disclosure and rehab finance. Community outreach is essential to support adoption of these highly beneficial upgrades. As mortgage brokers we have multiple sources of trusted loan programs both conventional and FHA for homes (1-4 units) or condos. Our experienced staff help clients solve finance problems for both regular home purchase or programs supporting upgrades to homes. We make time for all your questions. www.gogreenlending.com has more information and case studies of past projects. Available weekends for special needs.