My name is Guy Keith and I am a Personal Mortgage Planner. I have been in the mortgage business for over 23 years and have helped a many people with their financing needs. There are a lot of lenders who can process loans. Some of them even do a pretty good job. But, there is a lot more to mortgage loans than just the mechanics of processing a loan. I want to make sure that whatever loan program I put together for you meets your needs not only now, but going forward for the next 3, 5, 10 or even 30 years. In the past, there were dozens of loan programs available to you. Now, there are only a few, but the concept remains the same. I try to integrate your loan into both your short term and long term financial and investment goals, as well as looking at your equity, cash flow and payment objectives. I will ask you many detailed questions to insure that whatever loan you end up with will truly be the best one for your specific needs. As your Personal Mortgage Planner, I believe it is my duty to not only help you with your mortgage financing, but to also show you how to manage any debt you have so that it costs you the least amount of money and I help you get out of debt a soon as possible. Please call me so I can go over your specific situation with you and get you on the road to financial independence!