Helping people realize their dream of homeownership through smart, thoughtful financing, and helping people to refinance to lower payments and terms. I'm here to make sure you're guided trough the home Loan process with the utmost professional and ethical standards possible while delivering the smoothest and swiftest closing possible and while obtaining terrific value.Let me assist you and your family in evaluating the many financing options available in today's mortgage market. I consider my clients part of my family and will treat you that way. Before you begin to shop for a new home, you should set up a time to meet with me so we can figure out how much you can afford. This will put you in a better position as a buyer. To get pre-qualified for a loan, I will collect information about your debt, income, and assets. We’ll look at your credit profile and assess goals for a down payment and get an idea of different loan programs that would work for you. Contact me so I can help you determine exactly how much you can afford. Licensed in California by NMLS ID # 1380132 CA BRE ID # 01978610